Get money for your urgent needs easily.
Spend above your account balance.
Take an overdraft at a low daily interest rate of 0.3%.
Loans
Get up to ₦150,000 in your Kuda account easily and repay in convenient instalments.
Save
Make saving easier with Spend+Save, Pocket or Fixed savings with up to 15% annual interest.
Transfer & Spend
Send money for free to any Nigerian account with 25 free transfers every month.